Holy cow-we’re buying a house!

It’s true. It kind of came out of the blue.

We’ve been looking online for houses in the area on and off for a few months now. We had kind of decided that we would instead focus on buying a car first, because we don’t expect my van to last much more than another year. We found a house we really liked, but when we called to find out if we could see it, we were told that the sellers had accepted an offer on it the day before. We were so bummed! The house had seem just so right for us, and it was the first house that really moved us to call for a showing. My friend Rachel, who is in the process of buying her own house with her husband, sent me the link to another house. This house Kevin and I had seen on the online listing before, but hadn’t given it much thought because it was a little over what we wanted to spend. When we saw it again, we both decided that we wanted to see it. We walked through Monday morning, got pre-approved for a home loan that same day, put in our offer on Tuesday morning, and our offer was accepted on Wednesday.  Today we signed some more documents, and we’re on the way to making this home officially ours.

The house is a foreclosure in a beautiful neighborhood near our church. The house itself is great-3 bedrooms, 2.5 bathrooms, large living room, and office, first floor laundry, huge (unfinished) basement, great kitchen. The yard is amazing and Kevin is already talking about the garden he’ll plant in the spring. The house is only 5 years old and was built for about $230,000, but we’re getting it for much much less. We offered near the asking price because we knew that the bank had already lost a lot on the property and they accepted our offer right away.

There are a few things that will have to get done in the house before we can move in. After closing, we’ll need to paint the master bedroom, the office, and Sophie’s room. The laundry room has some pretty ugly wallpaper in it, but that is a project that can wait. We’ll need to buy a dining room table because we gave ours to Steph. We’ll also need to buy a garage door opening unit, because the previous owners took it. We’ve made a list of projects that can be done over time, but overall there’s not much. Just a lot of saving and upgrading on our part to get the house exactly the way we want it.

I am SO excited. Closing is tentatively scheduled for the end of November. Ahhh! It’s hard to believe that we’re at this stage of our lives, but it’s here. We feel confident about our decision and about our budget once we’re in the house-even if I were to stop working when we have another child.

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2 thoughts on “Holy cow-we’re buying a house!

  1. JEN! That’s so crazy exciting!! Congratulations! Getting a beautiful home for a great price and having the financial planning for the future is awesome. I can’t wait to see pictures. 🙂

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